For the vast majority of adults out there, the term credit score is nothing new. It's the rating between 300-850 that follows every U.S. consumer.
Unfortunately, most consumers aren't told how their score is being used, configured, or maintained. Since the three main credit bureaus (Equifax, Experian, and TransUnion) serve the interests of creditors and not consumers, they are not incentivized to inform you, least of all "fix" your credit score.
Passionate credit management activist, finance educator, and advisor-turned-author Anthony Davenport provides a consumer-friendly...Continue reading "Your Score"...
D'silva. Farming, Food And Nature: Respecting Animals, People And The Environment. Routledge ©2018 Call Number: SF 140 .S62 F37 2018
Blair, Lorek Strauss, Meyer, Rager & Oberhauser. North Woods, Great Lakes: Linnaeus List Field Guide. University of Minnesota Extension ©2010. Call Number: QK 1168 . N67 2010
Strauss, Lorek Strauss, Blair, Meyer, Rager & Oberhauser. Prairies & Potholes: Linnaeus List Field Guide. University of Minnesota Extension ©2009. Call...Continue reading "New Books"...
Last month, Statista published it's third edition of the Digital Economy Compass. Similar to prior editions, this report covers the most relevant and recent data on the entire digital economy, including data security, data usage, data storage, and much more.
Here are just a few of the many insights:
The amount of data created in 2018 is equal to 375,000,000 times greater than the size of the internet in 1997
Blockchain investments increased nearly 300% in 2018
25% of the internet's 1.6b websites are in English
Additional chapters also include answers to questions such as:...Continue reading "Digital Economy Compass"...
“Google’s algorithms assume the world’s future is nothing more than the next moment in a random process. George Gilder shows how deep this assumption goes, what motivates people to make it, and why it’s wrong: the future depends on human action.” — Peter Thiel, founder of PayPal
Looking for a succinct history of the blockchain or Google? Need a relationship tree of all the tech billionaires at the core of the Google empire? Check out Life after Google: The Fall of Big Data and the Rise of the Blockchain Economy
Futurist, author, visionary George Gilder takes aim at Google to...Continue reading "Life after Google"...
Every year, The World Bank publishes a report on the ease of doing business. In late 2018, The World Bank published its 16th Edition, comparing business regulation and scoring countries in 190 economies around the world.
Coming in third place for ease of doing business was the Nordic country of Denmark (population 5.8 million), where starting a business (allegedly) requires just five procedures and 3.5 days startup time.
In 2018, Denmark made enforcing contracts easier by adopting an e-filing system "that allows users to file the initial complaint electronically and judges...Continue reading "Flexibility in Denmark"...
This year, the Gast Business Library acquired access to CFRA Industry Surveys.
CFRA's financial data provider is S&P Global Market Intelligence. The company is one of the world’s largest providers of independent financial and investment research and their industry surveys are some of the most regarded intelligence on the market. CFRA Industry Surveys cover industry trends, forecasts, major players and market share data, key ratios, and statistics.
Recently, CFRA announced plans to roll out 2019 surveys "that will allow readers to quickly identify and process key data,...Continue reading "New Database: CFRA Industry Surveys"...
What is "responsible financial consumption behavior"?
Caution: It is very hard to define.
Financial decision-making is complex. There are many motivations which affect purchase behaviors. In order to understand and measure consumption behavior and financial decision-making, MSU author James Ming Chen investigated the interplay of attitudes, behavioral control, and financial literacy. Chen's research, published (2019) in the International Journal of Consumer Studies, confirms the following:
"Consumers want enough money to buy the things they like, pay all their...Continue reading "MSU Author Spotlight: James Ming Chen"...
Did you know that the library provides access to over 200 business publications in full-color electronic display?
Technically, PressReader provides access to thousands of magazines and newspapers from around the world. Included in the database are full-text, full-color newspapers and magazines, as well as a searchable, 60-day archive.
Popular business publications listed, include:
Additional full-color access exists for most major U.S. news publications, hundreds of trade publications, as well as international business news.
If you'...Continue reading "PressReader for Business News"...
This custom-bound book was owned and used by longtime San Francisco real estate agent Harry Cecil Jenkins. It marks out every real estate parcel in the Mission District and nearby Horner’s Addition, a combined area that runs south of famous Market Street about a mile southwest of downtown. The Mission District has a long interesting history and is still home to a close-knit Latinx community. Today the area is facing transition and gentrification as high-tech companies move into the area.
Harry’s meticulous marks in the book, made between 1909 and about 1930, describe street and...Continue reading "Twenty Years in San Francisco's Mission District"...
Think about it, is this true for you...?
According to an eMarketer report released in February 2019, millennials (now ages 23 to 38) are "more willing than their elders to share data with companies" but they are also "more habituated to expecting something in return."
There's a similar pattern in shopping too. Millennials have adopted ecommerce "en masse," but they are no strangers to physical stores. Shopping for millennials often combines the digital and the non-digital, and most research indicates that millennials still approach shopping as a process of researching first...Continue reading "Report: US Millennials 2019"...